Frances Ann “Penny” Willkomm (Kossow) passed away on Saturday, September 7, 2024, after a brief illness, with her family at her side.  Penny was born on April 1, 1949, to Richard and Florence Kossow in Milwaukee WI.

Penny attended St. Thomas Catholic Grade School in Waterford and graduated from St. Mary’s Catholic High School in Burlington, WI, Class of 1967.  During high school, Penny was active in cheerleading.  Penny worked for Catholic Knights Insurance Co., in Milwaukee, after high school.

Penny met her husband, John, when he was home on leave from the Army in 1967.  They were married on May 15, 1971, and spent 53 years together.

Penny and John owned and operated Earl’s Club for 46 years, until their retirement in 2016.  After retiring, they enjoyed traveling together.  She especially enjoyed their trips to Hawaii, Cabo San Lucas, Scotland and Alaska.  She enjoyed the outdoors and working in her flower garden.

Penny is survived by her loving husband, John; their son, Anthony of Racine, WI; her brothers Robert (Peggy) of Kenosha, WI, Gus (Evey) of Waterford, WI and Ed (Judy) Kossow of Henderson, NV.  She is further survived by many sisters-in-laws, brothers-in-laws, nieces and nephews.

Penny was preceded in death by her parents, Richard and Florence; her sister, Karen Meyer; her in-laws, Clarence and Edna Willkomm and a sister-in-law and several brothers-in-law.

The family would like to thank the staff at St. Lukes Hospital Neurological ICU and Hospice for their compassionate care provided to Penny.